BODY
      {
      font-family: Verdana, Helvetica, Arial, Times New Roman;
      background-image: url("./ricmbg.jpg");
      background-repeat: repeat;
      background-color: #000080;
      color: #E0E0E0;
      margin-top: 7px;
      margin-left: 80px;
      margin-right: 80px;
      margin-bottom: 7px;
      font-weight: regular;
      }
   A:LINK
      {
      text-decoration: underline;
      color: #00FFFF;
      font-weight: regular
      }
   A:VISITED
      {
      text-decoration: underline;
      color: #00B0B0;
      font-weight: regular
      }
   A:ACTIVE
      {
      text-decoration: underline;
      color: #000000;
      background-color: #FFFFFF;
      font-weight: regular
      }
   A:HOVER
      {
      text-decoration: underline;
      background: #000080;
      font-weight: regular
      }
   P
      {
      text-align: justify;
      font-size: 14px;
      }